Indiana Air Conditioning Contractors Association (INACCA) Health Plan
The Indiana ACCA Health Plan
Are you tired of double-digit increases in your health insurance every year?
That’s why INACCA has partnered with Affinity Benefits to bring you an exclusive benefit available only to the members of Indiana Air Conditioning Contractors Association . A large, pooled risk health program that gives you the same economies of scale that the Fortune 500 enjoy.
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When members pull together, they gain the same negotiating power as a Fortune 500 company.
The Indiana Air Conditioning Contractors Association Health Plan leverages the collective strength of the entire INACCA membership. By pooling risk across thousands of members, we stabilize costs and eliminate the unpredictable rate hikes that small groups face on their own.
Affordable, Personalized, Stable Health Coverage
Comprehensive Care
Health program includes zero-dollar preventative care and virtual care
Nationwide Network
Two options of national networks, easy to find in-network providers
Personal Service
Dedicated team for best fit, available after enrollment
Affordable Options
8 plan designs, multiple options for every budget
Find an In-Network Provider
Frequently Asked Questions
How much is the cost?
The monthly cost is based on the age, gender, and health information provided by the members in your group.
How are rates determined?
Everyone interested in coverage fills out a personal health questionnaire, no physical required, and rates are locked in for 12 months.
I’m a single family business, do I qualify?
Yes, even groups of one qualify. Both individual and family options are available.
Who’s the carrier?
Triad Benefits provides comprehensive major medical plans for small group employers. Plans meet Affordable Care Act compliance requirements.
Do I have to enroll all my employees?
Only the eligible employees interested in coverage.
How long do I have to qualify?
There is no enrollment period. It’s ongoing. You can enroll during any month of the year.
Do I have to have a business to qualify?
Yes, you must have a federal tax ID.
What’s the average increase?
Because of group pooling, 5% year to year.
Can I cover my family?
Yes, we offer employee, employee/spouse, employee/child and family.
How long does it take to get a firm quote?
From the time all the personal health questionnaires are received, less than a week.
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Get a Quote
To Get a Quote
Fill out your company information.
Click the link you receive in an email to your Custom Home Page. Fill out Company Questionnaire and PHQ (if applying).
PHQs will be sent to the employees you entered.
When all have been received by the due date, a quote will be generated within 7 days.
Watch How to Fill Out the Forms on Your Custom Home Page
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