Health Coverage Built for Associations and Their Small Business Members
Health Coverage Built for Associations and Their Small Business Members
Affinity Benefits makes it easy to offer meaningful health coverage without the high costs, confusing networks, or rigid plan structures.
Whether you're a national association or a small business, we provide major medical and ancillary benefit solutions that scale with your group's size, structure, and goals.
Medical Plans That Grow With You
Whether you’re an established association or brand-new startup, our plans adapt to your needs. We make dependable healthcare simple and affordable—no matter your group’s size or structure.
• 6 PPO plans with a range of deductible levels.
• 2 HSA-qualified high-deductible plans.
• National network access through Cigna PPO and PHCS PAN.
• Custom structures available for 1099 contractors.
Ancillary Benefit Options
Health benefits go beyond doctor visits. From dental and vision to life, disability, accident, and illness coverage — we help you round out your package so employees and members feel secure.
• Voluntary benefits available to expand options.
• Streamlined enrollment with no waiting periods.
• No participation minimums required.
• Available nationwide with paperless enrollment and billing.
Who We Serve
No two organizations are alike, and your benefits shouldn’t be either. We design flexible solutions that work so every team can offer meaningful coverage. Health programs are provided to Affinity Partners and their members.
• National, regional, and state associations (chambers, farm co-op's, and other member driven organizations)
• Businesses with 1–250 employees
• Startups and owner-groups/micro-groups
• Nontraditional groups (1099s, partial participation, nonprofits)
More Than Just a Plan
With Affinity Benefits, you don’t just get coverage—you gain a partner. Our service model is built to simplify benefits, support your team, and keep costs predictable so you can focus on what matters most: your people.
Hands-On Support
Personalized rollout & branded tools.
We help launch your program with co-branded marketing, member surveys, webinars, and digital quote portals, making benefits clear, simple, and accessible for your organization.
Simplified Administration
Paperless platform & built in compliance.
Our digital tools take care of the details, from enrollment to billing. Plans fit your members with PPO, HSA-qualified, and 1099 options, plus built-in compliance and pharmacy support.
Direct Network Access
National partners, no markup layers.
Gain access to trusted networks like Cigna and PHCS, with no extra layers or confusing markups. Ongoing support—from claims to renewals—keeps your program optimized and stress-free.
Rate Stability
Smart plan design that lasts.
We design strategies that keep costs stable year after year through group pooling and thoughtful rate planning—so renewals stay predictable and budgets stay calm.
More Than Just a Plan
With Affinity Benefits, you don’t just get coverage—you gain a partner. Our service model is built to simplify benefits, support your team, and keep costs predictable so you can focus on what matters most: your people.
Ready to Do Better?
If you're tired of unpredictable costs, confusing renewals, and cookie-cutter coverage, let's build a better solution together.