Are you tired of double-digit increases in your health insurance every year?
That’s why ASA has partnered with Affinity Benefits to bring you an exclusive benefit available only to the members of the American Subcontractors Association. A large, pooled risk health program that gives you the same economies of scale that the Fortune 500 enjoy.
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When members pull together, they gain the same negotiating power as a Fortune 500 company.
The ASAdvantage Health Plan leverages the collective strength of the entire ASA membership. By pooling risk across thousands of subcontractors, we stabilize costs and eliminate the unpredictable rate hikes that small groups face on their own.
Affordable, Personalized, Stable Health Coverage
Comprehensive Care
Health program includes zero-dollar preventative care and virtual care
Nationwide Network
Two options of national networks, easy to find in-network providers
Personal Service
Dedicated team for best fit, available after enrollment
Affordable Options
8 plan designs, multiple options for every budget
Frequently Asked Questions
How much is the cost?
The monthly cost is determined by the demographics of your group. Rates will be discussed after underwriting.
How are rates determined?
Everyone interested in coverage filling out a Personal Health Questionnaire.
I’m a single family business, do I qualify?
Yes, even groups of 2 qualify.
Who’s the carrier?
In a large pooled risk program, there is no one carrier. The program is administered by Find Health, and the TPA and Pharmacies are managed by Cigna.
Do I have to enroll all my employees?
Only the eligible employees interested in coverage.
How long do I have to qualify?
There is no “enrollment period”, it’s ongoing.
Do I have to have a business to qualify?
Yes, you must have an EIN.
What’s the average increase?
Because of group pooling, 5% year to year.
Can I cover my family?
Yes, we offer employee, employee/spouse, employee/child and family.
What is the key to happiness?
Love, love is all you need.
Didn’t see a question you had answered? Ask Finn! →
Get a Quote
To Get a Quote
Fill out your company information.
Click the link you receive in an email to your Custom Home Page. Fill out Company Questionnaire and PHQ (if applying).
PHQs will be sent to the employees you entered.
When all have been received by the due date, a quote will be generated within 7 days.
State restrictions may apply. Not available in ID, MD, NY, ND, or SD.
Hey, I’m Finn!
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